Sample savings snapshot
Estimated 25-year savings
$107,486
Service plan
$329 / mo
Monthly savings
$449 / mo
Stop overpaying your utility company.Start saving with solar.
Bill-first solar guidance with a clear comparison of service plan, financing, and cash.
American-made Premium Materials
Tailored Service Plan & Finance Options
How it works.
Send us a bill, review your options, and move forward only if the numbers make sense for your home.
1. Send us a bill
We review your real usage first so the numbers match your home, not a canned pitch.
2. Compare your options
We lay out solar service plan, finance, and cash side by side so you can see what actually makes sense.
3. We handle the details
If you move forward, we stay involved through design, paperwork, installer coordination, and follow-through.
4. Start saving
Your system goes live with a cleaner install, clearer expectations, and lower power costs.
Flexible ownership models.
Some homeowners want the easiest monthly start. Others want ownership. These are the three paths we compare before we recommend anything.
Finance
Full ownership from day one.
- $0 down financing available
- You keep the ownership-side SREC value
- Higher monthly price than a service plan
Most popular
Solar Service Plan
Lowest monthly price with the simplest start.
- $0 down with tax-credit value built into pricing
- Provider handles service during the term
- Usually the easiest option to transfer when you sell
Cash Purchase
Highest lifetime savings and full control.
- Best long-term value
- No loan or service payment
- You own the system and the service decisions
Estimate your savings.
Pick your utility and bill amount.
Utility company
$250/ month
$100$900+
System size
11.3 kW
25-year savings
$55.4K
Final proposal depends on roof fit and shade.
Compare your options
Get My Detailed Savings Report
Final numbers depend on roof fit, shade, and utility territory.
The Panels Group difference
Solar Done Right, The First Time
We pride ourselves on the details that other companies skip. Experience the difference of premium service.
American Materials
- We prioritize American-made panels and inverters for stronger build quality, warranty support, and longevity.
Clean Installation
- Our installers are craftsmen. We hide conduits where possible and make sure the array looks right on your roof.
Tailored Solutions
- We compare solar service plan, finance, and cash and work across leading funding partners to find the right fit.
Long-Established
- We are not a fly-by-night operation. We are here for the long haul to support your system for decades.
Do not just take our word for it.
Hear from homeowners across New Jersey and New York who wanted the numbers explained before making the leap.
“They slowed the whole process down in a good way. We finally understood the service plan versus finance before signing anything.”
JR
Jonathan R.
Paramus, NJ
“What stood out was how clearly they explained the local design constraints and economics before trying to close.”
RK
Rachel K.
Queens, NY
“It felt like having an advocate instead of a rep. They handled the installer coordination and we always knew the next step.”
AF
Adler family
Westchester County, NY
“They broke down the ownership economics and the New Jersey production income clearly enough that I finally understood the real payback.”
RM
Robert M.
Cherry Hill, NJ
“I checked the numbers myself. The model was conservative, and that made it easier to trust the whole recommendation.”
DS
David Stein
Morristown, NJ
“Other companies tried to close us fast. The Panels Group slowed the process down and explained everything without pushing.”
SL
Sarah Levin
Teaneck, NJ
Questions homeowners ask before they move forward.
The right solar decision gets easier once the bill, the structure, and the install path are clear.
Do I need my utility bill before we talk?
No. The form works without it, but attaching your latest bill helps us build a tighter savings analysis and spot utility-specific opportunities faster.
Are you an installer or an advisor?
Both, in practice. The Panels Group acts as your planning and deal-structuring guide first, then stays involved through installer coordination and execution.
Can you compare a solar service plan, finance, and cash for the same home?
Yes. That comparison is the core of the process. We frame the proposal around your usage, roof constraints, local economics, and comfort with ownership.
How quickly do you follow up after I submit?
Usually the same day or the next business day. If you leave an ideal time to call, we use that to make the first outreach more convenient.
What if I already have a solar quote?
Bring it. We can look at the structure, assumptions, pricing story, and what questions still need to be answered before you sign anything.
What if my roof needs work first?
We would rather flag that early than push the project forward anyway. If roof condition affects the fit, we will say so clearly before the process gets too far.
Do you work with my utility company?
Most likely, yes. We regularly review homes across PSE&G, JCP&L, Con Edison, Orange & Rockland, NYSEG, and other utility territories across NJ and NY.
Will solar still make sense if I may move in a few years?
It can, but the structure matters more when your timeline is shorter. That is exactly the kind of tradeoff we want to frame early instead of after you are deep into the process.
Can I start with just phone and email?
Yes. That first step saves your request. You can add your address, bill, and ideal time to talk afterward if you want us to prepare more thoroughly.
Do you stay involved after the analysis?
Yes. The Panels Group stays close through design, paperwork, installer coordination, and the handoff into execution so the homeowner is not left to sort it out alone.
Ready to see your actual numbers?
Start with phone and email, then add more detail only if you want us to prepare before the first call.
No pressure. No obligation. Just clear numbers and a calmer first conversation.
Request your savings analysis
Start with your phone and email. Add your bill, address, or preferred time to talk if you want us to come in more prepared.